AXA Gulf is a leading health insurance provider in UAE, offering a wide range of Health Insurance Plans to suit the diverse needs of UAE residents.

In light of the recent developments in Dubai, regarding mandatory health insurance for expats, I would like to highlight the important features of AXA Medical Insurance and the Top 7 reasons to choose AXA Medical Insurance in UAE

Reason 1 – The AXA Group is the largest insurer in the world serving more than 102 million clients across the globe

Reason 2 – AXA in GCC has been operating for more than 60 years, hence is a widely accepted brand with hospitals in GCC.

Reason 3 – Wide Choice of Geographical Coverage: AXA Gulf provides a wide choice of 7 plans called the “Health Perfect Series”, designed to meet varied coverage needs and budget of residents in UAE.

The 7 Plans of Health Perfect Series are primarily classified on the Geography of coverage as follows;

International Coverage

Health Perfect 1 is the top of the range plan, offering global medical coverage.

Health Perfect 2 and 3 offer worldwide coverage excluding USA

Regional Cover

Health Perfect 4 and 5 offers coverage in A.G.C.C: Arabian Gulf Co-operation Council member countries being Saudi Arabia, Kuwait, Bahrain, Qatar, UAE, Oman and Jordan, plus Iran, Lebanon, Syria, Egypt, Tunisia, Morocco, Algeria, India, Pakistan, Sri Lanka, Bangladesh, Korea, the Philippines, Indonesia, Nepal & Bhutan

Local Cover

Health Perfect 6 and 7 are ideal for those who do not travel extensively outside their country of residence. You can choose one country within the Arabian Gulf Co-operation Council member countries being Bahrain, Qatar, UAE and Oman plus any one of India, India, Pakistan, Sri Lanka, Bangladesh, the Philippines, Nepal & Bhutan being your home country

Reason 4 – Attractive Premiums: Based on the type of coverage required, one can choose from the 7 Health Perfect plan to suit his Budget.

Health Series Plan offer international standard health insurance at affordable premiums including the following features;

  • Inpatient and Out Patient Direct Billing
  • Nursing at Home
  • Ambulance Transport
  • Pre and Post Natal Maternity Coverage ( Not Applicable for Health Perfect 7)
  • Pre-existing and chronic conditions are covered with preset limits
  • Includes Physiotherapy and Psychiatric treatment
  • Routine Dental Care with Preset limits(Available only on Health Perfect 1,2 and 4)
  • Annual Health Screening (Available only on Health Perfect 1,2 and 4)
  • Ancillary equipment ( Not Available on Health Perfect 6&7)

Reason 5 – Personal Accident Cover: All Health Perfect Plans offer a free Personal Accident cover, providing a cash lump sum in case of accidental death of the insured

Reason 6 – Worldwide emergency medical assistance: is available on International and Regional Plans including emergency evacuation and repatriation 24 hours a day, 365 days a year.

Reason 7 – Online Claim Submission and Processing: For all out of network claims, just log on to, to submit your claims from the comfort of your home.

The following video explains in detail the online claim process;

All in all, AXA Medical Insurance plans offer value for money, especially the regional plans offer the best coverage options at attractive premium rates.

What do you think? Was this information useful, Share your views by dropping a line or two in the comments section….

Are you covered for medical expenses in UAE, If not what are you waiting for?

Drop me an email on;with the following details, I will send you a detailed quotation on the plan(s) of your interest and help you choose the right type of medical insurance for you and your family.

  1. Name of the insured(s)
  2. DOB
  3. Also indicate your choice of geography : International, Regional or Local.

If you have any questions feel free to call me on +97150-2285405.


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